I have the same. But I sometimes force myself to ride in the winter. Winter riding is exciting, but it's important to dress appropriately to feel comfortable and stay warm at the same time. I try to dress in layers to keep warm and allow my body temperature to be adjusted as needed. I start with a wicking base layer, add an insulating layer and finish with a windproof and waterproof outer layer.
It is better to wear a jacket with ventilation holes to regulate body temperature.
You need gloves that are both windproof and waterproof.
It is better to choose a hat that covers the ears so that the head does not freeze.