I wonder if I have the necessary gear for a night ride. If I were to come, what would I need to bring to the party? Meaning - how thick a set of gloves do I need, how many layers do you wear, do you ride the crappiest bike in your stable or will any bike do; and for that matter, hardtail or full suspension? Gimme me the low down so I don't bring a pocket knife to a gun fight, and I'll see what I can do to make it. Thanks!